Va Beach Postal

Virginia Beach, VA · 1 · Charter #15536 · www.VBPFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.2M
42th percentile
Members
1,052
38th percentile
Total loans
$4.6M
41th percentile
Total shares
$9.1M
44th percentile

Profitability

Return on assets
1.10%
64th percentile
Net interest margin
4.59%
72th percentile
Efficiency ratio
70.59%
42th percentile
Non-interest income ratio
17.80%
78th percentile

Capital & Risk

Net worth ratio
12.41%
33th percentile
Delinquency rate
0.59%
54th percentile
Net charge-off rate
0.36%
40th percentile
Loan-to-share
51.00%
36th percentile

Growth

Member growth YoY
-3.31%
30th percentile
Asset growth YoY
0.26%
43th percentile
Loan growth YoY
-3.30%
49th percentile
Share growth YoY
0.70%
51th percentile

Operations

Members / branch
1,052
48th percentile
Assets / member
$9,737
54th percentile
Field of membership penetration
35.07%
49th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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