Granite

Salt Lake City, UT · 1 · Charter #24726 · www.granite.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$906.5M
94th percentile
Members
39,926
74th percentile
Total loans
$696.4M
96th percentile
Total shares
$740.3M
93th percentile

Profitability

Return on assets
0.47%
18th percentile
Net interest margin
2.54%
8th percentile
Efficiency ratio
44.76%
92th percentile
Non-interest income ratio
14.11%
21th percentile

Capital & Risk

Net worth ratio
9.92%
34th percentile
Delinquency rate
0.63%
58th percentile
Net charge-off rate
0.45%
46th percentile
Loan-to-share
94.07%
83th percentile

Growth

Member growth YoY
7.10%
94th percentile
Asset growth YoY
7.80%
71th percentile
Loan growth YoY
5.35%
57th percentile
Share growth YoY
4.48%
48th percentile

Operations

Members / branch
3,630
29th percentile
Assets / member
$22,705
86th percentile
Field of membership penetration
1.50%
22th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Granite?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo