Siu

Carbondale, IL · 2 · Charter #60279 · www.siucu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$561.0M
64th percentile
Members
45,875
83th percentile
Total loans
$387.9M
66th percentile
Total shares
$492.2M
66th percentile

Profitability

Return on assets
1.62%
86th percentile
Net interest margin
3.53%
56th percentile
Efficiency ratio
52.46%
75th percentile
Non-interest income ratio
21.65%
67th percentile

Capital & Risk

Net worth ratio
11.57%
61th percentile
Delinquency rate
0.84%
38th percentile
Net charge-off rate
0.67%
26th percentile
Loan-to-share
78.81%
45th percentile

Growth

Member growth YoY
4.92%
89th percentile
Asset growth YoY
9.55%
84th percentile
Loan growth YoY
17.65%
94th percentile
Share growth YoY
8.91%
84th percentile

Operations

Members / branch
7,646
86th percentile
Assets / member
$12,228
14th percentile
Field of membership penetration
8.98%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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