Sunkist Employees

Valencia, CA · 1 · Charter #4393 · www.sunkistefcu.wixsite.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.9M
20th percentile
Members
511
18th percentile
Total loans
$1.1M
15th percentile
Total shares
$2.7M
19th percentile

Profitability

Return on assets
1.81%
87th percentile
Net interest margin
4.94%
81th percentile
Efficiency ratio
55.83%
74th percentile
Non-interest income ratio
2.72%
23th percentile

Capital & Risk

Net worth ratio
31.85%
94th percentile
Delinquency rate
0.06%
80th percentile
Net charge-off rate
0.78%
22th percentile
Loan-to-share
40.98%
23th percentile

Growth

Member growth YoY
-2.48%
38th percentile
Asset growth YoY
-1.03%
36th percentile
Loan growth YoY
-28.31%
2th percentile
Share growth YoY
-4.04%
25th percentile

Operations

Members / branch
511
23th percentile
Assets / member
$7,675
36th percentile
Field of membership penetration
20.44%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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