F.F.E.

FARGO, ND · 1 · Charter #9102 · www.FFE-FCU.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
19th percentile
Members
443
16th percentile
Total loans
$746.9K
12th percentile
Total shares
$3.0M
20th percentile

Profitability

Return on assets
-0.04%
14th percentile
Net interest margin
2.16%
6th percentile
Efficiency ratio
84.34%
18th percentile
Non-interest income ratio
1.23%
15th percentile

Capital & Risk

Net worth ratio
14.31%
46th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
24.58%
8th percentile

Growth

Member growth YoY
-4.11%
23th percentile
Asset growth YoY
-8.45%
8th percentile
Loan growth YoY
-17.74%
8th percentile
Share growth YoY
-9.72%
8th percentile

Operations

Members / branch
443
20th percentile
Assets / member
$8,005
39th percentile
Field of membership penetration
80.55%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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