Riverside Community

Marion, IN · 1 · Charter #3775 · www.riversidecommunityfcu.o
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$56.4M
7th percentile
Members
5,870
33th percentile
Total loans
$46.8M
36th percentile
Total shares
$48.0M
8th percentile

Profitability

Return on assets
1.27%
66th percentile
Net interest margin
4.26%
82th percentile
Efficiency ratio
60.22%
58th percentile
Non-interest income ratio
16.24%
45th percentile

Capital & Risk

Net worth ratio
14.68%
74th percentile
Delinquency rate
0.14%
91th percentile
Net charge-off rate
0.13%
79th percentile
Loan-to-share
97.37%
94th percentile

Growth

Member growth YoY
-1.84%
36th percentile
Asset growth YoY
0.46%
23th percentile
Loan growth YoY
7.34%
79th percentile
Share growth YoY
0.34%
26th percentile

Operations

Members / branch
2,935
46th percentile
Assets / member
$9,613
12th percentile
Field of membership penetration
9.78%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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