Ila 28

Pasadena, TX · 1 · Charter #19983
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.4M
42th percentile
Members
1,078
39th percentile
Total loans
$6.5M
51th percentile
Total shares
$8.2M
42th percentile

Profitability

Return on assets
0.72%
46th percentile
Net interest margin
4.60%
72th percentile
Efficiency ratio
63.92%
56th percentile
Non-interest income ratio
1.49%
16th percentile

Capital & Risk

Net worth ratio
21.21%
78th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
79.39%
76th percentile

Growth

Member growth YoY
0.09%
68th percentile
Asset growth YoY
8.70%
89th percentile
Loan growth YoY
-1.13%
58th percentile
Share growth YoY
10.34%
91th percentile

Operations

Members / branch
1,078
49th percentile
Assets / member
$9,646
53th percentile
Field of membership penetration
98.09%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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