Illinois Educators

Springfield, IL · 2 · Charter #65305 · www.iecumember.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$120.3M
58th percentile
Members
10,173
70th percentile
Total loans
$96.2M
74th percentile
Total shares
$86.1M
46th percentile

Profitability

Return on assets
1.27%
66th percentile
Net interest margin
3.65%
49th percentile
Efficiency ratio
54.43%
74th percentile
Non-interest income ratio
18.52%
57th percentile

Capital & Risk

Net worth ratio
10.52%
29th percentile
Delinquency rate
1.06%
31th percentile
Net charge-off rate
0.42%
42th percentile
Loan-to-share
111.72%
98th percentile

Growth

Member growth YoY
10.26%
97th percentile
Asset growth YoY
19.45%
98th percentile
Loan growth YoY
26.14%
98th percentile
Share growth YoY
3.77%
54th percentile

Operations

Members / branch
5,087
83th percentile
Assets / member
$11,828
27th percentile
Field of membership penetration
6.78%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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