Champion

Cambridge, OH · 1 · Charter #20570 · www.championfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.4M
34th percentile
Members
599
21th percentile
Total loans
$2.7M
29th percentile
Total shares
$6.5M
36th percentile

Profitability

Return on assets
0.51%
36th percentile
Net interest margin
2.55%
9th percentile
Efficiency ratio
50.45%
82th percentile
Non-interest income ratio
2.54%
22th percentile

Capital & Risk

Net worth ratio
11.62%
27th percentile
Delinquency rate
5.02%
7th percentile
Net charge-off rate
0.14%
57th percentile
Loan-to-share
41.59%
24th percentile

Growth

Member growth YoY
-2.44%
39th percentile
Asset growth YoY
23.83%
99th percentile
Loan growth YoY
-6.93%
33th percentile
Share growth YoY
26.86%
99th percentile

Operations

Members / branch
599
27th percentile
Assets / member
$12,356
73th percentile
Field of membership penetration
66.56%
82th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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