Iron County Community

Hurley, WI · 2 · Charter #66503 · www.ironcccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$45.5M
96th percentile
Members
3,830
93th percentile
Total loans
$31.9M
98th percentile
Total shares
$37.1M
94th percentile

Profitability

Return on assets
2.38%
95th percentile
Net interest margin
4.76%
77th percentile
Efficiency ratio
53.77%
77th percentile
Non-interest income ratio
16.05%
72th percentile

Capital & Risk

Net worth ratio
17.90%
65th percentile
Delinquency rate
0.83%
46th percentile
Net charge-off rate
0.65%
26th percentile
Loan-to-share
85.94%
84th percentile

Growth

Member growth YoY
0.95%
77th percentile
Asset growth YoY
4.96%
74th percentile
Loan growth YoY
0.69%
65th percentile
Share growth YoY
4.88%
75th percentile

Operations

Members / branch
1,915
76th percentile
Assets / member
$11,875
70th percentile
Field of membership penetration
6.43%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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