Auburn University

Auburn, AL · 2 · Charter #68701 · www.myaucu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$262.0M
5th percentile
Members
17,740
16th percentile
Total loans
$141.6M
4th percentile
Total shares
$229.0M
6th percentile

Profitability

Return on assets
0.66%
30th percentile
Net interest margin
2.91%
20th percentile
Efficiency ratio
58.83%
51th percentile
Non-interest income ratio
14.44%
24th percentile

Capital & Risk

Net worth ratio
9.69%
30th percentile
Delinquency rate
0.98%
30th percentile
Net charge-off rate
0.44%
48th percentile
Loan-to-share
61.82%
15th percentile

Growth

Member growth YoY
2.67%
74th percentile
Asset growth YoY
8.02%
73th percentile
Loan growth YoY
13.98%
90th percentile
Share growth YoY
8.06%
80th percentile

Operations

Members / branch
5,913
72th percentile
Assets / member
$14,770
37th percentile
Field of membership penetration
59.13%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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