Azura

Topeka, KS · 2 · Charter #61823 · www.azuracu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$830.3M
89th percentile
Members
60,228
95th percentile
Total loans
$580.9M
88th percentile
Total shares
$720.9M
91th percentile

Profitability

Return on assets
1.13%
61th percentile
Net interest margin
3.91%
78th percentile
Efficiency ratio
58.15%
55th percentile
Non-interest income ratio
20.74%
61th percentile

Capital & Risk

Net worth ratio
10.26%
40th percentile
Delinquency rate
0.79%
42th percentile
Net charge-off rate
1.27%
7th percentile
Loan-to-share
80.58%
51th percentile

Growth

Member growth YoY
-4.16%
13th percentile
Asset growth YoY
2.69%
31th percentile
Loan growth YoY
-3.00%
14th percentile
Share growth YoY
3.88%
42th percentile

Operations

Members / branch
5,475
66th percentile
Assets / member
$13,785
28th percentile
Field of membership penetration
2.41%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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