Columbiana County School Empl

Lisbon, OH · 2 · Charter #63676 · www.ccsecreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.3M
30th percentile
Members
848
31th percentile
Total loans
$2.2M
25th percentile
Total shares
$4.6M
28th percentile

Profitability

Return on assets
0.64%
42th percentile
Net interest margin
4.96%
82th percentile
Efficiency ratio
86.62%
15th percentile
Non-interest income ratio
0.02%
5th percentile

Capital & Risk

Net worth ratio
27.40%
90th percentile
Delinquency rate
1.32%
34th percentile
Net charge-off rate
0.25%
47th percentile
Loan-to-share
48.95%
33th percentile

Growth

Member growth YoY
-6.19%
12th percentile
Asset growth YoY
-1.65%
32th percentile
Loan growth YoY
-10.67%
22th percentile
Share growth YoY
-3.09%
29th percentile

Operations

Members / branch
848
40th percentile
Assets / member
$7,430
34th percentile
Field of membership penetration
56.53%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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