Philadelphia

Philadelphia, PA · 1 · Charter #7238 · www.pfcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.9B
45th percentile
Members
121,744
52th percentile
Total loans
$1.2B
42th percentile
Total shares
$1.7B
48th percentile

Profitability

Return on assets
1.11%
58th percentile
Net interest margin
2.77%
24th percentile
Efficiency ratio
51.51%
50th percentile
Non-interest income ratio
22.92%
77th percentile

Capital & Risk

Net worth ratio
12.77%
79th percentile
Delinquency rate
1.21%
18th percentile
Net charge-off rate
0.70%
28th percentile
Loan-to-share
72.31%
17th percentile

Growth

Member growth YoY
1.29%
38th percentile
Asset growth YoY
10.27%
81th percentile
Loan growth YoY
10.11%
78th percentile
Share growth YoY
9.54%
79th percentile

Operations

Members / branch
9,365
69th percentile
Assets / member
$15,995
30th percentile
Field of membership penetration
7.37%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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