Erie Lackawanna Railroad Co Emp

Hoboken, NJ · 1 · Charter #4158
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$11.6M
46th percentile
Members
1,849
62th percentile
Total loans
$3.0M
31th percentile
Total shares
$8.6M
43th percentile

Profitability

Return on assets
0.46%
33th percentile
Net interest margin
3.17%
23th percentile
Efficiency ratio
57.18%
71th percentile
Non-interest income ratio
1.54%
17th percentile

Capital & Risk

Net worth ratio
25.73%
87th percentile
Delinquency rate
1.20%
36th percentile
Net charge-off rate
0.51%
32th percentile
Loan-to-share
34.84%
16th percentile

Growth

Member growth YoY
-0.59%
59th percentile
Asset growth YoY
4.63%
72th percentile
Loan growth YoY
-4.75%
43th percentile
Share growth YoY
5.57%
78th percentile

Operations

Members / branch
1,849
75th percentile
Assets / member
$6,292
25th percentile
Field of membership penetration
73.96%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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