Argent

CHESTERFIELD, VA · 1 · Charter #24313 · www.argentcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$538.0M
62th percentile
Members
34,995
65th percentile
Total loans
$319.0M
54th percentile
Total shares
$484.4M
65th percentile

Profitability

Return on assets
1.48%
81th percentile
Net interest margin
3.69%
66th percentile
Efficiency ratio
52.70%
74th percentile
Non-interest income ratio
16.41%
33th percentile

Capital & Risk

Net worth ratio
9.22%
21th percentile
Delinquency rate
0.72%
49th percentile
Net charge-off rate
0.66%
27th percentile
Loan-to-share
65.85%
20th percentile

Growth

Member growth YoY
-0.38%
39th percentile
Asset growth YoY
7.22%
68th percentile
Loan growth YoY
-0.54%
23th percentile
Share growth YoY
6.07%
63th percentile

Operations

Members / branch
4,374
45th percentile
Assets / member
$15,373
43th percentile
Field of membership penetration
3.50%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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