University of Louisiana

Lafayette, LA · 1 · Charter #12570 · www.ulfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$60.2M
12th percentile
Members
6,473
39th percentile
Total loans
$41.7M
30th percentile
Total shares
$55.1M
16th percentile

Profitability

Return on assets
0.58%
22th percentile
Net interest margin
3.40%
35th percentile
Efficiency ratio
72.65%
19th percentile
Non-interest income ratio
34.06%
96th percentile

Capital & Risk

Net worth ratio
11.61%
42th percentile
Delinquency rate
0.49%
66th percentile
Net charge-off rate
0.20%
66th percentile
Loan-to-share
75.69%
63th percentile

Growth

Member growth YoY
-2.82%
26th percentile
Asset growth YoY
3.06%
42th percentile
Loan growth YoY
3.06%
60th percentile
Share growth YoY
3.87%
55th percentile

Operations

Members / branch
2,158
25th percentile
Assets / member
$9,306
10th percentile
Field of membership penetration
4.54%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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