Scott and White Employees

Temple, TX · 2 · Charter #67612 · www.swecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$71.0M
22th percentile
Members
4,666
21th percentile
Total loans
$38.8M
25th percentile
Total shares
$57.7M
20th percentile

Profitability

Return on assets
2.50%
98th percentile
Net interest margin
3.82%
59th percentile
Efficiency ratio
45.89%
89th percentile
Non-interest income ratio
22.84%
76th percentile

Capital & Risk

Net worth ratio
17.46%
88th percentile
Delinquency rate
0.35%
76th percentile
Net charge-off rate
0.25%
59th percentile
Loan-to-share
67.23%
48th percentile

Growth

Member growth YoY
1.32%
73th percentile
Asset growth YoY
0.86%
25th percentile
Loan growth YoY
8.92%
84th percentile
Share growth YoY
-3.35%
8th percentile

Operations

Members / branch
4,666
79th percentile
Assets / member
$15,218
56th percentile
Field of membership penetration
38.88%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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