Jefferson Credit Union

Hoover, AL · 2 · Charter #63834 · www.Jeffersoncreditunion.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$92.8M
41th percentile
Members
8,248
56th percentile
Total loans
$51.5M
41th percentile
Total shares
$82.7M
44th percentile

Profitability

Return on assets
0.72%
29th percentile
Net interest margin
3.92%
65th percentile
Efficiency ratio
71.33%
23th percentile
Non-interest income ratio
24.44%
81th percentile

Capital & Risk

Net worth ratio
9.75%
20th percentile
Delinquency rate
0.74%
49th percentile
Net charge-off rate
1.46%
5th percentile
Loan-to-share
62.26%
40th percentile

Growth

Member growth YoY
20.27%
98th percentile
Asset growth YoY
11.29%
91th percentile
Loan growth YoY
17.16%
96th percentile
Share growth YoY
9.18%
86th percentile

Operations

Members / branch
2,062
23th percentile
Assets / member
$11,251
22th percentile
Field of membership penetration
0.82%
12th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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