I.B.E.W. - Local No. 5

Pittsburgh, PA · 1 · Charter #21782 · www.ibew5.virtualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.3M
52th percentile
Members
1,594
55th percentile
Total loans
$7.7M
57th percentile
Total shares
$12.0M
52th percentile

Profitability

Return on assets
2.05%
91th percentile
Net interest margin
3.40%
30th percentile
Efficiency ratio
34.62%
95th percentile
Non-interest income ratio
4.34%
31th percentile

Capital & Risk

Net worth ratio
15.60%
54th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
0.08%
64th percentile
Loan-to-share
63.95%
54th percentile

Growth

Member growth YoY
8.81%
96th percentile
Asset growth YoY
10.19%
92th percentile
Loan growth YoY
-4.37%
44th percentile
Share growth YoY
9.23%
90th percentile

Operations

Members / branch
1,594
67th percentile
Assets / member
$8,965
47th percentile
Field of membership penetration
49.81%
66th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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