I R E B

Brooklyn, NY · 1 · Charter #9952
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7M
15th percentile
Members
245
8th percentile
Total loans
$330.1K
7th percentile
Total shares
$2.2M
16th percentile

Profitability

Return on assets
0.06%
18th percentile
Net interest margin
2.83%
15th percentile
Efficiency ratio
80.74%
22th percentile
Non-interest income ratio
17.15%
76th percentile

Capital & Risk

Net worth ratio
18.28%
67th percentile
Delinquency rate
1.93%
25th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
15.10%
3th percentile

Growth

Member growth YoY
-3.54%
28th percentile
Asset growth YoY
-1.69%
31th percentile
Loan growth YoY
-15.33%
11th percentile
Share growth YoY
-2.12%
34th percentile

Operations

Members / branch
245
10th percentile
Assets / member
$10,916
64th percentile
Field of membership penetration
81.67%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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