Ascend

TULLAHOMA, TN · 1 · Charter #7397 · www.ascend.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.7B
83th percentile
Members
263,809
83th percentile
Total loans
$3.4B
82th percentile
Total shares
$3.7B
81th percentile

Profitability

Return on assets
1.28%
70th percentile
Net interest margin
2.97%
34th percentile
Efficiency ratio
42.61%
82th percentile
Non-interest income ratio
20.04%
61th percentile

Capital & Risk

Net worth ratio
14.47%
92th percentile
Delinquency rate
0.52%
69th percentile
Net charge-off rate
0.46%
56th percentile
Loan-to-share
92.07%
56th percentile

Growth

Member growth YoY
5.89%
84th percentile
Asset growth YoY
5.86%
53th percentile
Loan growth YoY
7.12%
62th percentile
Share growth YoY
4.72%
42th percentile

Operations

Members / branch
9,771
72th percentile
Assets / member
$17,704
49th percentile
Field of membership penetration
6.79%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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