North Penn

COLMAR, PA · 1 · Charter #10720 · www.northpennfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.1M
64th percentile
Members
1,292
46th percentile
Total loans
$5.3M
46th percentile
Total shares
$18.5M
66th percentile

Profitability

Return on assets
1.13%
65th percentile
Net interest margin
2.73%
13th percentile
Efficiency ratio
49.00%
84th percentile
Non-interest income ratio
15.39%
70th percentile

Capital & Risk

Net worth ratio
12.07%
31th percentile
Delinquency rate
1.16%
37th percentile
Net charge-off rate
0.02%
71th percentile
Loan-to-share
28.34%
10th percentile

Growth

Member growth YoY
-4.01%
24th percentile
Asset growth YoY
3.86%
67th percentile
Loan growth YoY
-3.96%
46th percentile
Share growth YoY
3.12%
65th percentile

Operations

Members / branch
1,292
58th percentile
Assets / member
$16,322
89th percentile
Field of membership penetration
46.14%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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