Altamaha

Jesup, GA · 1 · Charter #10262 · www.altamaha.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$72.4M
23th percentile
Members
10,816
73th percentile
Total loans
$35.8M
21th percentile
Total shares
$60.6M
23th percentile

Profitability

Return on assets
0.58%
21th percentile
Net interest margin
4.54%
89th percentile
Efficiency ratio
82.13%
5th percentile
Non-interest income ratio
26.09%
86th percentile

Capital & Risk

Net worth ratio
14.17%
71th percentile
Delinquency rate
0.97%
35th percentile
Net charge-off rate
0.50%
33th percentile
Loan-to-share
59.10%
34th percentile

Growth

Member growth YoY
1.09%
71th percentile
Asset growth YoY
1.48%
30th percentile
Loan growth YoY
3.49%
62th percentile
Share growth YoY
0.35%
26th percentile

Operations

Members / branch
3,605
61th percentile
Assets / member
$6,690
1th percentile
Field of membership penetration
23.35%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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