Blackstone River

Woonsocket, RI · 1 · Charter #24523 · www.blackstoneriverfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$73.2M
24th percentile
Members
4,297
16th percentile
Total loans
$29.5M
14th percentile
Total shares
$64.8M
28th percentile

Profitability

Return on assets
0.95%
44th percentile
Net interest margin
3.42%
37th percentile
Efficiency ratio
64.71%
43th percentile
Non-interest income ratio
13.63%
33th percentile

Capital & Risk

Net worth ratio
11.15%
37th percentile
Delinquency rate
0.87%
41th percentile
Net charge-off rate
0.13%
78th percentile
Loan-to-share
45.58%
14th percentile

Growth

Member growth YoY
-1.49%
39th percentile
Asset growth YoY
4.03%
51th percentile
Loan growth YoY
8.89%
83th percentile
Share growth YoY
3.34%
50th percentile

Operations

Members / branch
2,149
25th percentile
Assets / member
$17,040
71th percentile
Field of membership penetration
4.30%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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