Roswell Community

Roswell, NM · 1 · Charter #9093 · www.roswellcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$49.7M
100th percentile
Members
3,588
91th percentile
Total loans
$35.8M
99th percentile
Total shares
$39.6M
97th percentile

Profitability

Return on assets
2.37%
95th percentile
Net interest margin
4.34%
64th percentile
Efficiency ratio
43.41%
90th percentile
Non-interest income ratio
15.42%
70th percentile

Capital & Risk

Net worth ratio
18.81%
69th percentile
Delinquency rate
0.77%
48th percentile
Net charge-off rate
0.41%
37th percentile
Loan-to-share
90.60%
88th percentile

Growth

Member growth YoY
26.69%
99th percentile
Asset growth YoY
6.97%
84th percentile
Loan growth YoY
3.40%
74th percentile
Share growth YoY
4.10%
70th percentile

Operations

Members / branch
1,794
73th percentile
Assets / member
$13,864
80th percentile
Field of membership penetration
7.18%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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