Milestones

Lewiston, ME · 1 · Charter #5144 · www.milestonesfcu.com/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$35.3M
84th percentile
Members
1,807
61th percentile
Total loans
$23.3M
93th percentile
Total shares
$31.4M
87th percentile

Profitability

Return on assets
0.65%
43th percentile
Net interest margin
3.71%
40th percentile
Efficiency ratio
63.31%
57th percentile
Non-interest income ratio
12.34%
61th percentile

Capital & Risk

Net worth ratio
10.83%
21th percentile
Delinquency rate
0.47%
59th percentile
Net charge-off rate
0.33%
42th percentile
Loan-to-share
74.09%
69th percentile

Growth

Member growth YoY
1.06%
78th percentile
Asset growth YoY
14.31%
96th percentile
Loan growth YoY
6.89%
84th percentile
Share growth YoY
15.78%
97th percentile

Operations

Members / branch
1,807
74th percentile
Assets / member
$19,548
95th percentile
Field of membership penetration
0.43%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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