Market Usa

LAUREL, MD · 1 · Charter #9003 · www.marketusafcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$140.4M
68th percentile
Members
17,457
95th percentile
Total loans
$89.5M
70th percentile
Total shares
$112.5M
64th percentile

Profitability

Return on assets
2.09%
94th percentile
Net interest margin
5.43%
98th percentile
Efficiency ratio
64.17%
46th percentile
Non-interest income ratio
24.87%
82th percentile

Capital & Risk

Net worth ratio
18.83%
91th percentile
Delinquency rate
2.10%
9th percentile
Net charge-off rate
2.61%
1th percentile
Loan-to-share
79.58%
70th percentile

Growth

Member growth YoY
-11.74%
2th percentile
Asset growth YoY
4.18%
52th percentile
Loan growth YoY
-10.81%
4th percentile
Share growth YoY
4.72%
62th percentile

Operations

Members / branch
8,729
97th percentile
Assets / member
$8,044
5th percentile
Field of membership penetration
4.56%
44th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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