Ko`olau

KAILUA, HI · 1 · Charter #8435 · www.koolaufcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$98.5M
45th percentile
Members
6,285
38th percentile
Total loans
$59.0M
49th percentile
Total shares
$88.3M
48th percentile

Profitability

Return on assets
0.98%
46th percentile
Net interest margin
3.30%
31th percentile
Efficiency ratio
58.50%
63th percentile
Non-interest income ratio
13.00%
29th percentile

Capital & Risk

Net worth ratio
9.39%
16th percentile
Delinquency rate
0.14%
90th percentile
Net charge-off rate
0.17%
72th percentile
Loan-to-share
66.87%
47th percentile

Growth

Member growth YoY
-4.09%
16th percentile
Asset growth YoY
6.16%
70th percentile
Loan growth YoY
5.03%
72th percentile
Share growth YoY
5.09%
64th percentile

Operations

Members / branch
2,095
24th percentile
Assets / member
$15,672
60th percentile
Field of membership penetration
0.66%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Ko`olau?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo