Simplot

POCATELLO, ID · 2 · Charter #63405 · www.simplotcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$58.8M
10th percentile
Members
5,516
30th percentile
Total loans
$38.8M
25th percentile
Total shares
$46.0M
5th percentile

Profitability

Return on assets
1.49%
77th percentile
Net interest margin
4.28%
83th percentile
Efficiency ratio
53.96%
75th percentile
Non-interest income ratio
3.79%
3th percentile

Capital & Risk

Net worth ratio
20.59%
94th percentile
Delinquency rate
0.73%
49th percentile
Net charge-off rate
0.59%
25th percentile
Loan-to-share
84.25%
78th percentile

Growth

Member growth YoY
-2.30%
31th percentile
Asset growth YoY
4.35%
54th percentile
Loan growth YoY
-0.70%
38th percentile
Share growth YoY
5.31%
66th percentile

Operations

Members / branch
2,758
41th percentile
Assets / member
$10,660
18th percentile
Field of membership penetration
55.16%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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