Mainstreet

Lenexa, KS · 1 · Charter #24858 · www.mainstreetcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$674.4M
75th percentile
Members
55,705
91th percentile
Total loans
$401.8M
67th percentile
Total shares
$616.1M
81th percentile

Profitability

Return on assets
0.89%
42th percentile
Net interest margin
3.44%
49th percentile
Efficiency ratio
67.43%
19th percentile
Non-interest income ratio
28.43%
91th percentile

Capital & Risk

Net worth ratio
9.68%
29th percentile
Delinquency rate
0.51%
70th percentile
Net charge-off rate
0.46%
44th percentile
Loan-to-share
65.22%
20th percentile

Growth

Member growth YoY
-1.18%
31th percentile
Asset growth YoY
-2.54%
7th percentile
Loan growth YoY
4.92%
55th percentile
Share growth YoY
3.13%
36th percentile

Operations

Members / branch
5,571
68th percentile
Assets / member
$12,107
14th percentile
Field of membership penetration
2.79%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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