North Little Rock Educators

North Little Ro, AR · 1 · Charter #24434 · www.nlrsd.org/credit-union-i
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$626.5K
5th percentile
Members
280
9th percentile
Total loans
$304.5K
7th percentile
Total shares
$494.9K
5th percentile

Profitability

Return on assets
0.03%
17th percentile
Net interest margin
5.19%
87th percentile
Efficiency ratio
91.03%
11th percentile
Non-interest income ratio
2.70%
22th percentile

Capital & Risk

Net worth ratio
20.01%
74th percentile
Delinquency rate
1.00%
41th percentile
Net charge-off rate
-0.06%
95th percentile
Loan-to-share
61.51%
51th percentile

Growth

Member growth YoY
6.06%
95th percentile
Asset growth YoY
-21.72%
1th percentile
Loan growth YoY
-10.15%
24th percentile
Share growth YoY
-26.48%
1th percentile

Operations

Members / branch
280
12th percentile
Assets / member
$2,238
5th percentile
Field of membership penetration
23.33%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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