Vision Financial

Durham, NC · 1 · Charter #13492 · www.vffcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$59.2M
10th percentile
Members
6,087
35th percentile
Total loans
$21.2M
4th percentile
Total shares
$49.2M
10th percentile

Profitability

Return on assets
1.18%
60th percentile
Net interest margin
3.83%
60th percentile
Efficiency ratio
67.63%
34th percentile
Non-interest income ratio
21.79%
72th percentile

Capital & Risk

Net worth ratio
16.30%
83th percentile
Delinquency rate
0.02%
98th percentile
Net charge-off rate
0.19%
68th percentile
Loan-to-share
43.09%
11th percentile

Growth

Member growth YoY
-5.20%
11th percentile
Asset growth YoY
4.65%
57th percentile
Loan growth YoY
2.49%
56th percentile
Share growth YoY
4.21%
58th percentile

Operations

Members / branch
2,029
22th percentile
Assets / member
$9,725
12th percentile
Field of membership penetration
1.87%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Vision Financial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo