Granite State

Manchester, NH · 2 · Charter #63272 · www.gscu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$743.4M
82th percentile
Members
53,244
90th percentile
Total loans
$519.8M
82th percentile
Total shares
$668.0M
86th percentile

Profitability

Return on assets
1.13%
61th percentile
Net interest margin
4.52%
96th percentile
Efficiency ratio
69.27%
13th percentile
Non-interest income ratio
20.82%
61th percentile

Capital & Risk

Net worth ratio
9.40%
24th percentile
Delinquency rate
0.72%
48th percentile
Net charge-off rate
0.49%
42th percentile
Loan-to-share
77.83%
42th percentile

Growth

Member growth YoY
2.14%
69th percentile
Asset growth YoY
5.23%
51th percentile
Loan growth YoY
6.21%
62th percentile
Share growth YoY
4.70%
51th percentile

Operations

Members / branch
5,324
63th percentile
Assets / member
$13,962
30th percentile
Field of membership penetration
30.43%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Granite State?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo