Government Printing Office

Washington, DC · 1 · Charter #538 · www.gpofcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.4M
76th percentile
Members
3,999
94th percentile
Total loans
$14.1M
76th percentile
Total shares
$26.4M
79th percentile

Profitability

Return on assets
0.60%
40th percentile
Net interest margin
4.07%
53th percentile
Efficiency ratio
82.14%
21th percentile
Non-interest income ratio
27.53%
92th percentile

Capital & Risk

Net worth ratio
8.64%
8th percentile
Delinquency rate
0.52%
56th percentile
Net charge-off rate
1.26%
13th percentile
Loan-to-share
53.59%
40th percentile

Growth

Member growth YoY
-1.41%
50th percentile
Asset growth YoY
7.28%
85th percentile
Loan growth YoY
-8.64%
28th percentile
Share growth YoY
5.60%
78th percentile

Operations

Members / branch
3,999
97th percentile
Assets / member
$7,347
33th percentile
Field of membership penetration
35.97%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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