Cornerstone Financial

Nashville, TN · 2 · Charter #67972 · www.bankcfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$677.7M
76th percentile
Members
49,493
87th percentile
Total loans
$572.0M
87th percentile
Total shares
$596.4M
79th percentile

Profitability

Return on assets
1.54%
83th percentile
Net interest margin
3.57%
59th percentile
Efficiency ratio
49.34%
84th percentile
Non-interest income ratio
17.85%
42th percentile

Capital & Risk

Net worth ratio
10.47%
43th percentile
Delinquency rate
0.79%
43th percentile
Net charge-off rate
0.31%
60th percentile
Loan-to-share
95.91%
86th percentile

Growth

Member growth YoY
2.27%
70th percentile
Asset growth YoY
8.63%
79th percentile
Loan growth YoY
9.59%
79th percentile
Share growth YoY
12.57%
94th percentile

Operations

Members / branch
7,070
82th percentile
Assets / member
$13,693
27th percentile
Field of membership penetration
2.62%
35th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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