Accentra

AUSTIN, MN · 2 · Charter #60798 · www.accentracu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$209.8M
91th percentile
Members
17,039
94th percentile
Total loans
$136.3M
92th percentile
Total shares
$188.3M
94th percentile

Profitability

Return on assets
1.01%
49th percentile
Net interest margin
3.69%
52th percentile
Efficiency ratio
69.12%
29th percentile
Non-interest income ratio
24.32%
80th percentile

Capital & Risk

Net worth ratio
10.19%
25th percentile
Delinquency rate
2.27%
8th percentile
Net charge-off rate
0.55%
28th percentile
Loan-to-share
72.36%
58th percentile

Growth

Member growth YoY
0.69%
67th percentile
Asset growth YoY
4.78%
58th percentile
Loan growth YoY
-3.51%
23th percentile
Share growth YoY
4.01%
56th percentile

Operations

Members / branch
5,680
87th percentile
Assets / member
$12,312
32th percentile
Field of membership penetration
4.41%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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