Harrison Teachers

HARRISON, NY · 1 · Charter #2806 · www.Harrisonteachersfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1M
8th percentile
Members
260
8th percentile
Total loans
$318.2K
7th percentile
Total shares
$928.8K
9th percentile

Profitability

Return on assets
0.37%
30th percentile
Net interest margin
2.66%
11th percentile
Efficiency ratio
84.70%
17th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
16.45%
59th percentile
Delinquency rate
6.44%
5th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
34.26%
16th percentile

Growth

Member growth YoY
-3.70%
26th percentile
Asset growth YoY
-8.62%
7th percentile
Loan growth YoY
1.15%
67th percentile
Share growth YoY
-12.39%
5th percentile

Operations

Members / branch
130
4th percentile
Assets / member
$4,292
13th percentile
Field of membership penetration
96.30%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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