South Coast Ilwu

NORTH BEND, OR · 1 · Charter #9376 · www.southcoastilwufcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$18.2M
59th percentile
Members
1,055
38th percentile
Total loans
$9.6M
64th percentile
Total shares
$14.8M
58th percentile

Profitability

Return on assets
1.45%
77th percentile
Net interest margin
4.64%
74th percentile
Efficiency ratio
68.95%
45th percentile
Non-interest income ratio
11.09%
56th percentile

Capital & Risk

Net worth ratio
18.22%
67th percentile
Delinquency rate
0.03%
82th percentile
Net charge-off rate
0.10%
61th percentile
Loan-to-share
64.77%
56th percentile

Growth

Member growth YoY
3.13%
90th percentile
Asset growth YoY
2.84%
61th percentile
Loan growth YoY
1.41%
68th percentile
Share growth YoY
1.55%
56th percentile

Operations

Members / branch
1,055
49th percentile
Assets / member
$17,214
92th percentile
Field of membership penetration
29.92%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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