Rva Financial

Richmond, VA · 1 · Charter #6878 · www.rvafinancial.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$75.8M
27th percentile
Members
10,458
71th percentile
Total loans
$53.9M
44th percentile
Total shares
$66.2M
29th percentile

Profitability

Return on assets
0.61%
23th percentile
Net interest margin
4.12%
75th percentile
Efficiency ratio
84.84%
4th percentile
Non-interest income ratio
49.30%
100th percentile

Capital & Risk

Net worth ratio
12.07%
48th percentile
Delinquency rate
1.41%
19th percentile
Net charge-off rate
-0.03%
99th percentile
Loan-to-share
81.34%
74th percentile

Growth

Member growth YoY
15.35%
98th percentile
Asset growth YoY
1.66%
32th percentile
Loan growth YoY
3.01%
59th percentile
Share growth YoY
2.18%
39th percentile

Operations

Members / branch
5,229
85th percentile
Assets / member
$7,252
3th percentile
Field of membership penetration
2.09%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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