Peoples

Nitro, WV · 1 · Charter #16993 · www.Peoplesfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$128.4M
62th percentile
Members
10,746
73th percentile
Total loans
$96.0M
74th percentile
Total shares
$106.8M
60th percentile

Profitability

Return on assets
2.37%
97th percentile
Net interest margin
4.91%
95th percentile
Efficiency ratio
59.26%
61th percentile
Non-interest income ratio
23.83%
79th percentile

Capital & Risk

Net worth ratio
16.31%
83th percentile
Delinquency rate
2.73%
4th percentile
Net charge-off rate
0.83%
15th percentile
Loan-to-share
89.97%
87th percentile

Growth

Member growth YoY
-0.97%
46th percentile
Asset growth YoY
8.41%
82th percentile
Loan growth YoY
-4.22%
20th percentile
Share growth YoY
7.89%
81th percentile

Operations

Members / branch
2,149
25th percentile
Assets / member
$11,952
28th percentile
Field of membership penetration
5.37%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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