Ignite

Battle Creek, MI · 2 · Charter #62072 · www.ignitecreditunion.com/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$371.2M
34th percentile
Members
30,282
54th percentile
Total loans
$295.9M
49th percentile
Total shares
$316.9M
34th percentile

Profitability

Return on assets
0.72%
34th percentile
Net interest margin
4.63%
97th percentile
Efficiency ratio
77.27%
2th percentile
Non-interest income ratio
26.62%
86th percentile

Capital & Risk

Net worth ratio
10.30%
40th percentile
Delinquency rate
1.03%
27th percentile
Net charge-off rate
0.77%
20th percentile
Loan-to-share
93.37%
81th percentile

Growth

Member growth YoY
-2.36%
20th percentile
Asset growth YoY
1.82%
23th percentile
Loan growth YoY
3.62%
47th percentile
Share growth YoY
-0.32%
12th percentile

Operations

Members / branch
3,028
17th percentile
Assets / member
$12,258
14th percentile
Field of membership penetration
0.30%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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