Mower County Catholic Parishes

Austin, MN · 2 · Charter #63258 · www.mccpcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.6M
32th percentile
Members
1,012
37th percentile
Total loans
$4.6M
41th percentile
Total shares
$5.4M
32th percentile

Profitability

Return on assets
-0.49%
9th percentile
Net interest margin
4.90%
80th percentile
Efficiency ratio
61.54%
61th percentile
Non-interest income ratio
3.41%
26th percentile

Capital & Risk

Net worth ratio
18.77%
69th percentile
Delinquency rate
2.67%
18th percentile
Net charge-off rate
2.14%
6th percentile
Loan-to-share
85.39%
83th percentile

Growth

Member growth YoY
1.20%
79th percentile
Asset growth YoY
-9.89%
5th percentile
Loan growth YoY
-7.43%
32th percentile
Share growth YoY
-11.44%
6th percentile

Operations

Members / branch
1,012
47th percentile
Assets / member
$6,541
27th percentile
Field of membership penetration
10.12%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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