Geauga

burton, OH · 2 · Charter #61220 · www.geaugacreditunion.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$107.9M
51th percentile
Members
6,960
44th percentile
Total loans
$72.7M
60th percentile
Total shares
$97.1M
54th percentile

Profitability

Return on assets
1.74%
86th percentile
Net interest margin
3.27%
30th percentile
Efficiency ratio
30.97%
98th percentile
Non-interest income ratio
5.83%
5th percentile

Capital & Risk

Net worth ratio
9.47%
16th percentile
Delinquency rate
3.51%
2th percentile
Net charge-off rate
0.04%
93th percentile
Loan-to-share
74.88%
63th percentile

Growth

Member growth YoY
4.14%
91th percentile
Asset growth YoY
18.63%
98th percentile
Loan growth YoY
12.42%
91th percentile
Share growth YoY
21.81%
98th percentile

Operations

Members / branch
3,480
58th percentile
Assets / member
$15,503
59th percentile
Field of membership penetration
1.25%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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