Neches

Port Neches, TX · 1 · Charter #7916 · www.nechesfcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1B
8th percentile
Members
81,831
30th percentile
Total loans
$848.9M
13th percentile
Total shares
$949.1M
10th percentile

Profitability

Return on assets
2.16%
96th percentile
Net interest margin
3.89%
88th percentile
Efficiency ratio
51.49%
51th percentile
Non-interest income ratio
28.66%
94th percentile

Capital & Risk

Net worth ratio
15.18%
93th percentile
Delinquency rate
0.25%
92th percentile
Net charge-off rate
0.48%
52th percentile
Loan-to-share
89.45%
50th percentile

Growth

Member growth YoY
4.54%
73th percentile
Asset growth YoY
12.10%
88th percentile
Loan growth YoY
13.28%
88th percentile
Share growth YoY
12.72%
89th percentile

Operations

Members / branch
7,439
48th percentile
Assets / member
$13,621
12th percentile
Field of membership penetration
7.94%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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