B.S. and C.P. Hospitals Employees

Bronx, NY · 1 · Charter #20585
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0M
7th percentile
Members
539
19th percentile
Total loans
$867.2K
13th percentile
Total shares
$651.3K
6th percentile

Profitability

Return on assets
0.11%
20th percentile
Net interest margin
5.12%
85th percentile
Efficiency ratio
67.46%
48th percentile
Non-interest income ratio
4.57%
32th percentile

Capital & Risk

Net worth ratio
33.04%
95th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
133.15%
99th percentile

Growth

Member growth YoY
5.69%
94th percentile
Asset growth YoY
2.27%
57th percentile
Loan growth YoY
0.05%
63th percentile
Share growth YoY
3.76%
68th percentile

Operations

Members / branch
539
25th percentile
Assets / member
$1,874
3th percentile
Field of membership penetration
89.83%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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