Jackson County 1st

MARIANNA, FL · 2 · Charter #67334 · www.jacksoncountytcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$47.3M
98th percentile
Members
2,812
81th percentile
Total loans
$19.1M
87th percentile
Total shares
$39.5M
97th percentile

Profitability

Return on assets
0.43%
32th percentile
Net interest margin
3.43%
31th percentile
Efficiency ratio
71.23%
40th percentile
Non-interest income ratio
12.81%
62th percentile

Capital & Risk

Net worth ratio
18.39%
68th percentile
Delinquency rate
0.12%
76th percentile
Net charge-off rate
0.08%
64th percentile
Loan-to-share
48.32%
32th percentile

Growth

Member growth YoY
-2.67%
36th percentile
Asset growth YoY
12.01%
94th percentile
Loan growth YoY
1.34%
68th percentile
Share growth YoY
13.02%
94th percentile

Operations

Members / branch
2,812
90th percentile
Assets / member
$16,835
91th percentile
Field of membership penetration
5.70%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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