Kimberly Clark

MEMPHIS, TN · 2 · Charter #60928 · www.kimberlyclarkcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$142.7M
69th percentile
Members
8,210
55th percentile
Total loans
$80.8M
65th percentile
Total shares
$109.8M
62th percentile

Profitability

Return on assets
0.95%
45th percentile
Net interest margin
3.47%
40th percentile
Efficiency ratio
54.13%
75th percentile
Non-interest income ratio
12.64%
27th percentile

Capital & Risk

Net worth ratio
22.39%
96th percentile
Delinquency rate
1.55%
16th percentile
Net charge-off rate
0.77%
16th percentile
Loan-to-share
73.58%
61th percentile

Growth

Member growth YoY
-5.96%
9th percentile
Asset growth YoY
0.93%
27th percentile
Loan growth YoY
-3.15%
25th percentile
Share growth YoY
0.72%
28th percentile

Operations

Members / branch
8,210
96th percentile
Assets / member
$17,381
73th percentile
Field of membership penetration
27.37%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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