Idaho United

Boise, ID · 2 · Charter #68361 · www.idahounited.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$72.9M
24th percentile
Members
5,835
33th percentile
Total loans
$59.2M
50th percentile
Total shares
$65.6M
29th percentile

Profitability

Return on assets
1.34%
69th percentile
Net interest margin
3.76%
56th percentile
Efficiency ratio
49.13%
84th percentile
Non-interest income ratio
10.73%
18th percentile

Capital & Risk

Net worth ratio
9.15%
13th percentile
Delinquency rate
0.21%
87th percentile
Net charge-off rate
0.20%
67th percentile
Loan-to-share
90.27%
87th percentile

Growth

Member growth YoY
0.69%
67th percentile
Asset growth YoY
2.52%
38th percentile
Loan growth YoY
8.45%
82th percentile
Share growth YoY
1.90%
37th percentile

Operations

Members / branch
2,918
45th percentile
Assets / member
$12,497
33th percentile
Field of membership penetration
58.35%
93th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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