The One

Meadville, PA · 1 · Charter #6187 · www.onefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$129.7M
63th percentile
Members
12,090
80th percentile
Total loans
$100.6M
76th percentile
Total shares
$116.4M
66th percentile

Profitability

Return on assets
0.90%
41th percentile
Net interest margin
3.90%
64th percentile
Efficiency ratio
64.23%
45th percentile
Non-interest income ratio
19.16%
60th percentile

Capital & Risk

Net worth ratio
8.79%
9th percentile
Delinquency rate
0.68%
52th percentile
Net charge-off rate
0.37%
46th percentile
Loan-to-share
86.37%
81th percentile

Growth

Member growth YoY
-1.33%
42th percentile
Asset growth YoY
9.93%
88th percentile
Loan growth YoY
11.03%
89th percentile
Share growth YoY
11.15%
91th percentile

Operations

Members / branch
3,023
47th percentile
Assets / member
$10,732
18th percentile
Field of membership penetration
1.29%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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